At the end of 12-months, your membership will continue month-to-month with VIP, alumnae status. The discounted annual membership pricing is non-refundable and non-transferrable. You are free to cancel anytime after the 12-month initial period. Peg Sadie is providing services strictly in a personal coaching capacity and her services do not constitute psychotherapy/counseling services. They are not a substitute for professional counseling or medical advice and are not a guarantee of success.